At a glance
- Access
- Personalized amount shown in the app; advertised limits are not guaranteed.
- Eligibility
- Depends on recurring deposits, linked account activity, and MoneyLion eligibility rules.
- Delivery
- Standard delivery to eligible MoneyLion accounts is free; Turbo delivery has a percentage fee.
- Repayment
- Scheduled automatic repayment is disclosed before the advance is accepted.
Cost facts
| Cost item | Current finding | Confidence | Sources |
|---|
| Standard delivery | $0 to an eligible MoneyLion account | high | [1] |
|---|
| Turbo to MoneyLion | 7.5%, capped at $14.99 | high | [1] |
|---|
| Turbo external | 9% | high | [1] |
|---|
Potential advantages
- No interest or monthly Instacash administration fee is disclosed.
- A free standard route is available for eligible destinations.
Consumer considerations
- Turbo fees scale with the advance.
- Optional tips may add cost.
- A scheduled repayment can compress the next paycheck.
Evidence
- Instacash PricingMoneyLion · official help · accessed 2026-08-06 · effective/published 2026-07-01
