At a glance
- Access
- $20–$250; not every user qualifies for the maximum.
- Eligibility
- Eligibility is determined in the app based on linked account and usage information.
- Delivery
- Standard delivery is generally 3–4 days and free; express delivery costs extra.
- Repayment
- The selected repayment date is generally 3–14 days after funding.
Cost facts
| Cost item | Current finding | Confidence | Sources |
|---|
| Paid plans | Published standard prices range from $5.99 to $14.99 monthly; tests may varyCleo states that it tests other pricing. | moderate | [1] [3] |
|---|
| Express delivery | $3.99–$9.99 | high | [2] |
|---|
| Standard delivery | $0, generally 3–4 days | high | [2] |
|---|
Potential advantages
- A free delivery route is available.
- The repayment date is shown before acceptance.
Consumer considerations
- Published and tested plan prices can differ.
- Cash advance access usually comes through a paid plan.
- Express delivery can be material relative to a small advance.
Evidence
- How much does Cleo cost?Cleo · official help · accessed 2026-08-06 · effective/published 2026-04-01
- How does the cash advance work?Cleo · official help · accessed 2026-08-06
- Subscription TermsCleo · official terms · accessed 2026-08-06
